Personal Savings Account

Plan For Your Future

Community Bank offers multiple savings account options to meet you where your current needs are.

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Essential Savings

Build your emergency fund or save for your dream vacation. Whatever your life goals may be, begin saving with an Essential Savings account.

Additional Information

Open An Essential Savings Account

Already started an application? Sign into your customer portal.

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Premium Savings

Earn more with a high yield savings account. Premium Savings customers earn more by saving more with our competitive tiered interest rates.

Additional Information

Open A Premium Savings Account

Youth Savings

Teach the value of savings to the next generation with a Youth Savings account. Students in 1st through 12th grade are eligible to participate in our annual Earn While You Learn Program.

Additional Information

To open a Youth Savings account, visit your local Community Bank branch.

Health Savings

Invest in your health. Save funds to pay for approved healthcare expenses with a Health Savings checking account.

Additional Information

To open a Health Savings account, visit your local Community Bank branch.

Essential Savings Details...

$25 opening deposit
$3 Monthly service charge - Fee is waived with a $200 minimum account balance
6 free withdrawals/transfers per month, $1 per transfer thereafter

Current Rates

Tiers	Rate (%)	APY (%)*
Tier 1 $100 - $4,999.99	0.10	0.10
Tier 2 $5,000 - $24,999.99	0.15	0.15
Tier 3 $25,999.99 - $99,999.99	0.20	0.20
Tier 4 $100,000 and Over	0.50	0.50

To view other personal deposit product rates visit our rates page.

*APY = Annual Percentage Yield. Rates effective as of September 23, 2024 and subject to change without notice. Minimum balance to earn interest is $100. Fees on account may reduce earnings.

Premium Savings Details....

Earns tiered interest
Minimum opening deposit $25
Monthly service fee $10
Monthly service fee can be waived by maintaining a $10,000 minimum account balance
Receive 5 free withdrawals or transfers per month, after the 5th a $5 per debit fee will apply

Current Rates

Tiers	Rate (%)	APY (%)*
Tier 1 $5,000 - $24,999.99	0.20	0.20
Tier 2 $25,000 - $$99,999.99	0.50	0.50
Tier 3 $100,000 - $499,999.99	1.25	1.26
Tier 4 $500,000 - $999,999.99	2.25	2.27
Tier 5 $1,000,000 and Over	2.75	2.78

To view other personal deposit product rates visit our rates page.

*APY = Annual Percentage Yield. Rates effective as of September 23, 2024 and subject to change without notice. Minimum balance to earn interest is $5,000. Fees on account may reduce earnings.